Khaptad laghubitta Bittiya Sanstha Limited

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Khaptad laghubitta Bittiya Sanstha limited has established in 2076 BS that under company act 2063. It has received operating license “D” class micro finance Sudur Paschim province from Nepal Rastra Bank in 18 falgun, 2076.

The proposed districts to be covered by the KLBBS (Khaptad Laghubitta Bittiya Sanstha) are Kailali, Kanchanpur, Bajura, Dharchula, Bajhang, Dhadeldhura, Doti, Achham, and Baitadi . The proposed Khaptad Laghubitta Bittiya Sanstha has established with paid up capital of NPR 26.8 million. The head office of the KLBBS has Located in Godawari Municipality 1, Kailali (Sudur Paschim Province). The Khaptad LaghuBitta Bittiya Sanstha consist a team of expert promoters and experienced management team shall in place to achieve the objectives of the Laghubitta Bittiya Sanstha. Khaptad Laghubitta Bittiya Sanstha has been start its micro financing services from 16th Shrawan 2077 , its branch office and central office at Godawari Municipality 1, Kailali.

This report consists of the current macroeconomic analysis of the country, organization and management structure of the KLBBS, strength and weakness, risk analysis, business plan, product and service delivery plan. financial projection of the KLBBS for five years and other assumptions.

Objective of the Financial Institution

·        To provide the quality and reliable financial services.

·        To create employment and income opportunities through the micro finance.

·        To increase the productivity and incomes of vulnerable groups, and specifically through the women to the poor.

·        To reduce the dependency of rural families on drought prone crops through diversification of their income generating activities.

·        To provide Credit Facilities to poor and marginalized people through group & individuals.

·        To encourage people for saving.

·        To overview the state of outreach, training activities, and savings and its mobilization.

·        To reduce the poverty through micro investment and generate self -employment among the poor and vulnerable people.

·        To reduce informal financial transaction.

·        To attempt to reach institutionalize banking system of rural areas.

·        To covered those rural people who are not covered by banking system.

Area of Investment

This institution will invest in productive sector, which helps to uplift the socio-economic condition of rural people such as:

·        Agro based Small Project

·        Floriculture

·        Poultry and Animal Husbandry

·        Micro and small enterprises

·        Village Tourism (Homestay)

·        Dairy Production

·        Retail Trading via Bicycle or walking

·        Alternative Energy


·       Herbal Processing




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